State of Utah Insurance Transparency

2022 Individual On/Off Exchange Insurance Plan Comparison
Rate Factors
Choose a Level of Coverage
Location
Age
Tobacco Use
Show All
Platinum
Gold
Silver
Bronze
Company / Plan
Rate
Individual
Metal Level
Medical Deductible
Individual/Family
Co-Pay
Primary/Specialist
Max Out of Pocket
Individual/Family
Compare insurance plans by selecting from the options above.

Note:

  • The rates displayed will only show for one individual.
  • If trying to acquire a family rate, please shop for each individual and add insurance premiums together.
  • If you are a Native American, living in Utah, there are plans available from Individual Insurance Companies that are advantageous to you. Contact the Insurance Department for information and access to these plans.
  • Before finalizing your selection, consult with your insurance broker to familiarize yourself with the full range of benefits of your desired plan.
Rate Factors
  • Insurance Company's rates are based on Age, Geographic Area and Tobacco Use.
  • The rates displayed will only show for one individual.
  • If trying to acquire a family rate, please shop for each individual and add insurance premiums together.
  • It should also be noted that premium subsidies may be available through the Federal Exchange.
  • Contact the Utah Insurance Department with any questions.
Level of Coverage
  • The Affordable Care Act designates Insurance Company's plans by metal level. Platinum, Gold, Silver, Bronze and Catastrophic.
  • Platinum plans are more expensive plans, as far as insurance premiums are concerned, but require less out of pocket for medical expenses.
  • Gold and Silver plans are a balance between paying a premium for health care and also paying a price out of pocket for medical expenses after premiums have been paid to insurance companies.
  • Gold plans will often resemble a traditional health insurance plan, that will have low deductibles and copays, although the premium a consumer pays will reflect this.
  • Health Savings Accounts are very common in Silver plans.
  • On the other end of the spectrum, Bronze and Catastrophic plans are less expensive for insurance premiums, but require significantly more out of pocket for medical expenses.